🇦🇺 Australia-wide · Free home loan refinance comparison

Save up to 36% on your home loan

By comparing rates across 30+ Australian lenders, homeowners refinancing today are cutting their monthly repayments significantly. Find out what your loan could really cost. Free, no obligation.

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100% free and no obligation Personalised result in minutes
Homeowner who refinanced with Refii Homeowner who refinanced with Refii Homeowner who refinanced with Refii
★★★★★ 4.9/5 on Google
10,000+ Australians helped refinance
See how much you could save
Free · No obligation · Results in minutes
Step 1 of 714%
What type of loan do you have?
What's the remaining balance on your loan?
$450,000
$50k$1.5M+
What's your current interest rate?
6.00%
3%9%+
How many years are left on your loan?
20years
1 year30+ years
Have you refinanced before?
What's the postcode of your property?
Please enter a valid postcode (4 digits).
One moment…
Analysing your loan against current rates
Comparing offers across 30+ lenders
Calculating your potential savings
🎉 Good news — we've found a better rate for your loan.
Your estimated savings —%
Estimated saving on your repayments🔒 Unlock your exact figure below $XXX/mo
Where should we send your full savings report?
Please complete all fields correctly.
🔒 Your data is confidential, never sold to third parties
✓

Request confirmed!

A Refii broker is reviewing your loan and will contact you within 24 hours with a personalised refinance savings estimate.

Comparison across 30+ lenders Savings up to 36% on repayments Average rating 4.9/5 on Google 10,000+ Australians helped Service 100% free No obligation, no hidden fees
4.9/5
Average Google rating
92%
Loan approval rate
36%
Maximum savings achieved
10 000+
Australians helped
Real savings

These savings could be yours

Australian homeowners who refinanced with Refii, before and after. Here's what switching lenders can really do.

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House in Sydney, NSW refinanced with Refii Saved 36% on repayments
📍 Sydney, NSW
House · $680k loan · Approved in 9 days
Before$4,850/mo
→
After$3,100/mo
Estimated savings for a loan like yours🔒 Unlock yours in 3 clicks $1,750
Investment property in Melbourne, VIC refinanced with Refii Saved 24% on repayments
📍 Melbourne, VIC
Investment property · $520k loan · Approved in 6 days
Before$3,200/mo
→
After$2,430/mo
Estimated savings for a loan like yours🔒 Unlock yours in 3 clicks $770
Apartment in Brisbane, QLD refinanced with Refii Saved 19% on repayments
📍 Brisbane, QLD
Apartment · $410k loan · Approved in 4 days
Before$2,650/mo
→
After$2,145/mo
Estimated savings for a loan like yours🔒 Unlock yours in 3 clicks $505
Modern Australian home refinanced with Refii
End-to-end serviceFrom comparison to settlement, we handle it all
What a real comparison changes

Same loan. A fraction of the repayments.

The difference between an old rate and a refinanced one isn't luck: it's access to 30+ lenders, wholesale rates most people never see, and a broker who does the paperwork for you. You keep your home, we find you a better deal.

  • ✓Compare 30+ lenders in real timeWe scan the market so you don't have to, including deals not advertised publicly
  • ✓Access wholesale & exclusive ratesRates negotiated with lenders that aren't available direct to consumers
  • ✓Full application handled for youFrom paperwork to settlement, we manage the entire process end to end
  • ✓Free service, no hidden costsWe're paid by the lender, not by you. Everything is disclosed before you commit
How it works

From application to approval, simplified.

Four steps stand between you and a better rate. We handle the comparison, the paperwork and everything in between.

1

Tell us about your loan

Share your loan balance, rate and goals in a couple of minutes.

2

Compare multiple lenders

We benchmark your loan against 30+ lenders, including wholesale rates.

3

Choose the best offer

Review a clear, side-by-side comparison and pick what suits you.

4

We manage everything

From paperwork to settlement, your broker handles the process end to end.

They switched with Refii

Homeowners who stopped overpaying, and started saving

★★★★★

« I'd been on the same rate for six years and never thought to check. Refii found me a lender saving $600 a month. The whole process took less than three weeks. »

Michael T. Michael T.Homeowner · Parramatta, NSW
💰 Saved $600/month
★★★★★

« Our investment loan was costing us a fortune. Refii compared the market, handled all the paperwork, and we ended up saving over $9,000 a year without lifting a finger. »

Sarah K. Sarah K.Investor · Geelong, VIC
📈 Saved $9,000/year
★★★★★

« I was with a broker before who barely checked in. With Refii everything was explained clearly, no pressure, and my new rate is nearly 2% lower. »

David P. David P.Homeowner · Chermside, QLD
🔁 Rate cut by 2%
Frequently asked questions

Everything you need to know

How much could I really save?+
It depends on your loan: current rate, lender, property type and loan size. That's why we don't publish a generic figure, every loan deserves a proper comparison. Fill in the 3-click form and get a personalised estimate of your potential savings.
Is the comparison really free and with no obligation?+
Yes, completely. You receive a savings estimate with zero obligation to proceed. If you do choose to refinance through us, we're paid by the lender, not by you. Nothing to pay, ever.
Which areas do you cover?+
All of Australia: New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, the ACT and the Northern Territory. Enter your postcode in the form to check what's available in your area.
What exactly do you handle?+
Everything: comparing 30+ lenders, identifying the best rate for your situation, preparing and submitting your application, liaising with your current and new lender, and managing settlement. You don't have to do the paperwork.
Am I eligible to refinance?+
Most homeowners with equity in their property and a reasonable repayment history are eligible. We check your eligibility as part of the free comparison, and let you know honestly if refinancing makes sense for you.
How do you protect my information?+
Your details are handled securely and only shared with lenders relevant to your application, never sold to third parties. All recommendations are based on your actual financial situation, not sales targets.

How much is your current rate costing you?

Tell us about your loan in 2 minutes and get a personalised estimate of how much you could save by refinancing. Free, no obligation.

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Free & no obligation Personalised estimate 4.9/5 rating on Google Confidential data
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